Public Series of Funds opened for EPF Members Investment Scheme

1. Public Aggressive Growth Fund
2. Public Dividend Select Fund
3. Public Equity Fund
4. Public Focus Select Fund
5. Public Growth Fund
6. Public Industry Fund
7. Public Savings Fund
8. Public Ittikal Fund
9. Public Balanced Fund


Funds above  have the mandate to invest up to 30% of the fund’s NAV in overseas markets.
Horray! For existing or new investors who looking for invest in oversea markets, now its a great chance for you!

Public Indonesia Select Fund (New Launching) - 1 September 2010

Main features

PINDOSF is an equity fund that seeks to achieve capital growth over the medium- to
long-term period by investing in a portfolio of investments primarily in the
Indonesian market.
􀂃 To achieve increased diversification, PINDOSF may invest up to 30% of its net asset
value (NAV) in the Malaysian market and other global markets.
􀂃 PINDOSF’s equity exposure: generally range from 75% to 98% of its NAV.

Performance of the Indonesian market compared to other ASEAN markets

Table 1: Performance of Selected ASEAN Markets
                          Performance (%)#
Market            2009      2010 YTD*
Indonesia         114.7     17.5
Thailand           68.5       12.1
Malaysia          45.2       6.5
Philippines        65.9      6.4
Singapore         67.1      -1.2

Source: Lipper, July 2010


PINDOSF would focus on sectors that are



Sector                                                                                             Rationale
Banking & finance                                             Strong growth in banking sector loans and
                                                                            financial services.
Commodities                                                     Strong output growth projected.
Building materials (cement & steel)               Beneficiary of sustained infrastructure spending.
Consumer (auto)                                             To benefit from improved purchasing power.

Performance of PINDOSF’s Benchmark

Benchmark
Total Return* (%)
                                                       1-Year        3-Year          5-Year
Jakarta Composite Index            37.16          25.49            139.75

Past 10 Years EPF Distribution

Especially for EPF members, nowadays EPF can't afford pay more than 6% interest to their members. Why? Any way can get better return? Now EPF allows their members to withdraw account 1 to do investment. What's the investment? Answers: Unit Trust. Why invest in Unit Trust? Unit trust can pay you better return compare with EPF. So, Public Mutual is one of the institution that provide EPF investment scheme which allow EPF members to invest in unit trust to gain their wealth. As we know that once we reach years of 55, majority of EPF member within 3 years will finish spend their funds. So why not you invest in unit trust to get your money more valuable. So, grab the opportunity to know more details about unit trust investment scheme today!! Below is past 10 year EPF interest rate.

Year	Rate
2001	5
2002	4.25
2003	4.5
2004	4.75
2005	5
2006	5.15
2007	5.8
2008	4.5
2009	5.65

Plenitude

It's a potential construction company which eps RM0.591 FYE 2009. Currently its share price from its low RM2.78 till RM3.85 (total up 30%++). PE only 6.5 consider low. So, hurry grab for this jewel stock. Recommend BUY. TP:RM4.50. Below table show the financial for 5 years.

Public Mutual

Why choose Public Mutual?
Public Mutual is a leader among the Institution. It provide a potential return for your hard earn money. Do you want to see your hard earn money to get better return? So, now join or sign up for Public Mutual Investor to enjoy high return of investment. Besides this, we have lot of plan, like education plan, retirement plan, financial freedom and so on. So, wait for what? Grab the opportunity to accumulated your wealth in your early age. Don'y wait till you have money then only invest cos it maybe too late. Everyone from graduated step to community circle will have lot of commitment. So start saving/invest your money when you're free of commitment and still single. Our income only one way in but many way out, so just save minimum amount to accumulate your wealth.

Comparison between Unit Trust, EPF & Fixed Deposit

How much Unit trust, EPF & Fixed Deposit pay you return? Below table shown the difference among 3 types of saving.

For table below show you monthly save for RM200 then how much you will get in particulars years.

Years	Unit trust ( 8-15% )	EPF ( 4-5% )	Fixed Deposit ( 2-3% )
5	17,640	15,360	13,920
8	35,520	28,416	24,384
10	51,840	39,120	32,160
20	223,680	127,200	86,880
35	1,242,360	463,680	236,040
Which of the above you will choose?

Distribution FYE 31 July 2010

Fund                       G.Distribution (sen)
------------------------------------------
PISBF                            5
PFEPRF                       0.5
PIIF                              3.5
PGF                               5
PIOF                            2.5
PISEF                          1.25
PBond                           5